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Special Announcement:

A No Penalty CD offers ultimate flexibility for your funds.

Special: 18-Month No Penalty CD - Earn up to 4.00% APY*

Contact us, open online, or stop by one of our convenient branch locations to open.

For New Members

  • Choose Become a New Member
  • Select your Membership Eligibility
  • Choose Certificate Account from Available Products 

For Existing Members

  • Choose Add Additional Share to Membership
  • Choose Certificate Account from Available Products 

Skip the penalty

Enjoy the freedom to add or withdraw after funding.

Lock in a great rate

Take advantage of competitive rates.

Save on your terms

18-month term.


Membership required with $1 minimum opening deposit for savings account. Membership subject to approval requirements. *Annual Percentage Yield. Rate as of 02/24/2025. Advertised APY is subject to change at any time without notice. Minimum CD amount $1,000. With No Penalty CD Special, member may withdraw or add additional funds during initial term only. You are limited to a maximum of one addition of funds and one early penalty free withdrawal. Withdrawal of funds will reduce earnings.  Not eligible for businesses or IRA CDs. Limited time offer. Deposits federally insured by the NCUA up to $250,000. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company. Offer subject to change at any time.

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

Let's Hear From #happyACUTXmembers!

Rick's story about service

My auto loan went through as smooth as glass. It is enjoyable working with people that know exactly how to get the job done.
Rick – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

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Learn More

The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!

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