Checking Accounts

Membership requires savings account with minimum balance of $1. Consult Fee Schedule for additional details. Fees may reduce earnings. All fees are subject to change without notice. All accounts are subject to approval. Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered.

¹For members 12-17 years of age: Ages 12-15 requires a joint holder that is a parent/guardian age 18 or older. A student 0-15 years of age requires a joint holder that is a parent/guardian age 18 or older on the account. A student 12-15 years of age requires a joint holder that is a parent/guardian age 18 or older on the account. Student Checking MasterCard Debit Card requires parent or guardian on account for ages 12-17 – not available for ages 11 and younger. Premier Checking: Fees may reduce earnings.

²$5.00 Monthly Service Charge if daily balance falls below $5,000.00 for Premier Checking.

³Free e-Statements require opt-in at account opening or within Online Banking. A $3.00 monthly fee for mailed paper statements will be billed for ACU Checking and 180 Checking when electronic delivery is declined.

⁴Subject to approval. Federally insured by NCUA. Equal Housing Lender. Rates effective as of 07/01/22

If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Treasury.