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A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.
The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings. If you meet certain requirements, all earnings are tax free when you or your beneficiary withdraws them.
*Dividends paid monthly.
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
