Welcome Educators!

Why ACU of Texas?

• Community Focus. We're more than just another financial institution. We're your neighbors and friends and we care about your community because it's ours, too. We have local branches and local roots, dating back to 1949.
• Better Rates and Lower Fees. Enjoy competitive rates and fewer fees. Your hard-earned money deserves to be taken care of. Whether you're buying a home or a car, or opening your first checking account, we have products and services with rates that work for you.
• Bank on the Go. Equip yourself with convenient financial tools that make managing your money a breeze - like state-of-the-art Digital Banking, mobile app, and contactless payments.
• Friendly Service. Need a hand? Our team of financial experts is always here to help you navigate through any questions or challenges.

Join a Credit Union that Cares

Ready to join a credit union that truly serves you? Let's get started! Click the button below to join online and claim your bonus.

¹$50 Bonus/Account Information: Must be ISD employee at time of opening to qualify for $50 incentive. To receive the bonus: 1) open a required savings account with minimum balance of $1 and a new ACU of Texas checking account , which is subject to approval; 2) receive a Mastercard debit card, subject to approval; AND 3) use the debit card three times within the first month of account opening. After the above requirements have been completed, the $50 bonus deposit will be made within five business days. Bonus cannot be used as the opening deposit. Bonus is considered interest and will be reported on IRS Form 1099-INT. Recipient responsible for tax consequences, if any. Maximum of one checking account per household eligible for bonus offer. Account Closing: If your checking account is closed within six months after the opening date, we will deduct the bonus amount at closing. Existing checking members not eligible. 180 checking account not eligible. Cannot be combined with any other offer. Offer subject to change at any time.

²Qualifying Transactions are signature based debit card transactions of $5.00 or more not including ATM withdrawals. Selected organizations receives ten cents for all eligible Mascot Debit Card transactions in the amount of $5.00 or more. Members age 12-17 may have a Mascot Debit Card with a parent or legal guardian who is joint to the Share Draft (checking) account and has signed the Electronic Funds Transfer form. Students under the age of 12 not eligible for Mascot Debit Card.

Membership requires savings account with minimum balance of $1. All loans are subject to approval. Federally insured by NCUA. An equal housing lender.