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ACU of Texas offers personalized mortgage support for homebuyers in Cypress, Texas. Our team of local loan officers is here to help you discover the best financing option for your next purchase, whether you're searching as a first-time homebuyer, seeking an unimproved property home, or browsing for a vacation home.
Starting your Cypress home buying journey with a pre-approval is a great first step. It gives your mortgage loan officer enough information to give you a price range for your budget based on your financial scenario. An underwriter will review your loan application materials and your credit score in order to give you a firm maximum purchase price.
On top of that, you can find out what your monthly payment would look like at different home price points. Another perk of getting pre-approved for a mortgage is that sellers typically prioritize offers from potential buyers who include a pre-approval letter. When you're ready to seriously begin your house hunt in Cypress, our mortgage loan officers can help.
It's easy to customize your home loan at ACU of Texas. For starters, you can choose between a fixed rate and an adjustable rate mortgage. With a fixed rate, your principal and interest payment stays the same for the life of the loan. With an adjustable rate, you get a temporary fixed rate, which then adjusts at regular intervals (including an overall rate cap).
We have several fixed rate loan programs to choose from:
Your ACU of Texas loan officer can help weigh options based on your down payment and credit profile. We understand Cypress neighborhoods and are ready to help you navigate your next move!
When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.
Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.
ACU provides all the services I need. I live 250 miles from any ACU offices, however I’m able to do all my banking from home. I’m very pleased to be a member of ACU. I have used the phone many times and have had all my questions addressed. ACU fills in all the gaps for my banking needs.John – Member
The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!
