Special Announcement:

Welcome to:

Associated Credit Union of Texas

800-848-0330
Routing: 313189401

Log In To Access
Your Account!

Make a Payment From Another Financial Institution

Associated Credit Union of Texas

Personal Loans

With competitive rates and easy application processes, a personal loan from ACU of Texas can help you cover day-to-day expenses and achieve your financial goals.

Apply For Your Personal Loan with ACU of Texas

Whether you need to tackle a home improvement project, make a large purchase, or manage unexpected expenses, our personal loans offer the financial flexibility you need. Our personal loans give you quick access to the cash you need with affordable, fixed monthly payments.

Some of the great features of our loans include:

Loans up to $20,000 with competitive rates
No Collateral
No Application Fee
No Pre-Payment Penalties
No Annual Fee
Quick Decisions

Stop by any branch location and ask about personal loans for:

Weddings
Birthdays
Medical Expenses
Adoption Services
Debt Consolidation
Vacations
Holidays
Line of Credit

Apply for a Personal Loan

Credit Builder Loans

At ACU of Texas, we understand how crucial establishing good credit is for your financial future. A strong credit score is essential not only for obtaining credit cards but also for securing loans, renting an apartment, getting insurance, and even employment opportunities.

Our Build Your Credit Loan is designed to help you establish or improve your credit score with ease. Here’s how it works:

Loan Amount: Borrow $500
Interest Rate: Competitive 9.99% APR*
Repayment Plan: Affordable monthly installments of $86.00 over six months

Apply for a Credit Builder Loan

*Annual Percentage Rate (APR) for loan is 9.99%. Total of six payments for $86.00. Loan requires an active ACU of Texas Checking account for six months or more and auto payment of loan. Savings account required for membership.

Secured Loans

At ACU of Texas, we offer term share (CD backed) secured loans and collateral backed secured loans.

Join The CU That Cares

When you become an Associated Credit Union of Texas member, you become part of everything we do to improve the quality of life in our community.

Last year, we provided $5,923,116 in savings to our members, saving each household approximately $281.

Become a Member

Let's Hear From #happyACUTXmembers!

Maria's story about services

I am very happy with the services ACU provides.

Maria – Member

Skip The Line!

Mobile Access to your Accounts Anytime, Anywhere!

Easy Access on the Go

Log In Fast
Manage It All
Deposit From Anywhere

Learn More

The ACU of Texas Mobile app allows you to view your transaction history and account balances, pay bills, make transfers and locate our nearest ATMs and branches!